Angel Investor Guide

Angel investors provide roughly one-seventh of the 300,000 or more start-up and early-growth firms in the U.S. with some form of funding.

Acquisition and Develpoment

Acquisition and development financing provides you with long-term, fixed-rate financing for major fixed assets.

Accounts Receivable

Debt which is owed to a company by a customer for products or services provided on credit.

Accredited Investor

Any director, executive officer, or general partner of the issuer of the securities being offered or sold, or any director, executive officer or general partner of a general partner of that issuer. Certain restricted offerings, limited partnerships, and angel investor networks are open only to accredited investors. Opposite of nonaccredited investor.

Account Receivable Funding

A convinient way of acquiring working capital by selling the invoice for a product or service that has been rendered.

Account Receivables Financing

The selling of a company's accounts receivable, at a discount, to a factor, who then assumes the risk of the account debtors and receives cash as the debtors settle their accounts.

Account Receivables Factoring

The selling of a company's accounts receivable, at a discount, to a factor, who then assumes the risk of the account debtors and receives cash as the debtors settle their accounts.

Account Receivable Credit Line

Your invoices to your customers for goods delivered or services rendered can be converted into a "credit line" from which you may draw cash to manage your business.

Investor

The entity who makes investments.

Raw Land Loan

Financing for undeveloped, unused land.

Land Lease

A lease in which only the land is rented.

Fund

To finance or underwrite.

Primary Offering

The initial sale of a company's stock.

Permanent Financing

Long term debt or equity financing.

Capital

Money invested in a firm.

Business Lender

Businesses that provide loans to others.

Hard Money Loan

Private lenders and fast cash access.

Going Public

The process of an initial public offering.

Business Finance

managing your business money.

Business Finance

managing your business money.

SCOR

Small corporate offering registration.

Cash Advance

A loan taken out on a line of cred