Commercial Lines Of Credit These lines of credit provide a business with money to cover day-to-day expenses. As funds are used, the established credit line is reduced. Collateral Surety Commercial paper which has been pledged as collateral for a loan. Commercial Capital Money used for the investment in a project or company. Commercial Building Financing Loans for expansion and improvement, and loans to refinance existing debt. Collateral Asset than can be repossessed if a borrower defaults. Commercial Letter A written offer by a lendor of the terms under which it will to lend money to a company. Commercial Finance Financing to start up or expand your business. Commercial Property Financing Real estate that produces some sort of income-producing property. Commercial Lending A secured business loan where the company pledges business assets as collateral. Commercial Finance Financing to start up or expand your business. Commercial Equipment Leasing A limited partnership that receives income and tax benefits such as depreciation costs by purchasing equipment and leasing it to other parties. Collateral Note A promissory note secured by the pledge of specific company assets. Commercial Business Loan A short-term loan, typically 90 days, used by a company to finance seasonal working capital needs. Caplines An umbrella program to help small businesses meet their short-term and cyclical working-capital needs. Lender An entity which makes funds available to others to borrow. Leasing Construction Equioment Leasing construction equipment rather than financing maximizes your working cash and ultimately saves you money. Leasing Simply stated, it is a contract where one party (who is known as the lessor) gives the other party (who is known as the lessee) the exclusive privilege to use and retain its equipment for a specific and predetermined period of time. Leasing Restaurant Equipment Leasing restaurant equipment, as opposed to outright purchasing or financing, allows you to retain more working capital and makes budgeting easier. From ice maker machines to refrigerated sushi cases, leasing can provide you with the newest and highest quality equipment available. Interim Loan These loans range from 6 months to 5 years with the most typical term being 3 years. Intrastate Offering Securities offering limited to investors residing within one specific state. Typically done to avoid SEC registration requirements. Lease Simply stated, it is a contract where one party (who is known as the lessor) gives the other party (who is known as the lessee) the exclusive privilege to use and retain its equipment for a specific and predetermined period of time. |