Small Business Financing Small business financing backed by the SBA. The SBA imposes no limit on the total loan amount you can request from the lender. Small Business Finance Small business finance is just what the Small Business Adminstration makes possible. So, if you are thinking about borrowing money (debt financing) from a bank, but are unable to . . . then consider obtaining financing from the Small Business Administration (SBA). Small Business Administration A Federal agency that assists institutions in making loans to small businesses. Small Business Equipment Leasing Small business equipment leasing as opposed to an outright purchase or finance, is gaining more and more popularity due to its many advantages. Small Business Administrtion Loan Small business administration loan programs help your small business get the loans you need. The funds can then be used as capital resources which allow you to start growing your business. Small Corporate Offering Registration A process by which small businesses can go public without the costs or regulatory requirements of a typical initial public offering. Small Commercial Loan Small commercial loan sources are not in short supply. However, finding the right one for your specific needs can appear to be an insurmountable task. We can help. Surprisingly, you could find that a loan may not necessarily be the answer. Silent Partner A business partner who provides capital but does not participate in the management of the company. Seed Capital Provided to develop a concept, create the initial product and carry out the first marketing efforts. A company is usually very young (around one year) and has not produced a product or service for commercial sale. The assembly of the key management team is in progress or has just taken place. Second Round Funding Is working capital for the initial expansions of a company that is producing and shipping, and has growing accounts receivable and inventories. Second Round Financing Second round financing is for companies that are producing goods and have a consistently growing accounts receivable and inventory and are now in need of working capital for their initial expansion. Financing at this critical point in time will strengthen their balance sheet and provides a firm foundation to begin seeking and requesting bank loans. Second Mortgage Commercial second mortgages are normally used in conjunction with a new first loan. Typically the second mortgage will have a term of no less than five (5) years with interest only payments. While second mortgages can be critical in some situations, you must carefully consider your ability to service both loans. Sweat Equity: Equity acquired by a company's executives or founders that reflects the value they have added or will add to the company. Startup Funding: Startup Funding is provided to foster a concept, develop the initial product or service and carry out the associated marketing. In most cases, it is provided by angel or private investors - a primary source for emerging businesses needing to get started. Startup Capital: Startup capital is usually defined as the amount of money you need to develop an idea into a finished product and then initiate the marketing activities. Your first step in obtaining this type of funding is to know how much you need and to have completed your budget for how you intend to apply the funds. Small Business Loan Online: The easy way to get financing for: cash flow, payroll, advertising, hiring of additional personnel, purchases, inventory, new business ventures, working capital, debt payments, tax payments, for just about anything! Secured Credit Line: Secured credit line financing can be critical for cash flow management. And proper or improper management of cash flow can make or break your business. Small Business Loan The U.S. Small Business Administration (SBA) helps America's entrepreneurs form new, and improve existing, enterprises. A small business loan guaranteed by the SBA is surprisingly flexible and the qualification process has only become easier. The eligibility requirements and credit criteria of the program are very broad in order to accommodate a wide range of financing needs. Small Business Equipment Financing: Small busniess equipment financing facts: Eight out of ten american companies currently lease all or some of their small business equipment. |